Help your child build stronger money habits through six practical conversations at home.

Money Talks at Home is a six-part conversation toolkit for parents and children aged 11–14. Each conversation explores one money idea children meet in real life and takes around 20 minutes to work through together.

Every conversation includes:

• Parent Guidance to help you prepare and understand the key idea

• A Conversation Guide with a clear structure and useful prompts

• An Activity Sheet to work through with your child

The six conversations are:

1. Spending With Purpose: making choices when money is limited

2. Spending That Works for You: recognising which purchases feel worthwhile

3. The Plan Before the Money Arrives: deciding how money will be used in advance

4. Getting Your Money’s Worth: looking beyond price to understand value

5. Borrowing Has a Price: understanding repayment, fees and trade-offs

6. The Long Game: connecting today’s habits with future choices

The guides use clear language, relatable examples and simple activities designed to fit into normal family life. You know your child; the materials give you a clear way to explore each idea together.

The complete series is supplied as an instant digital download of printable PDFs, ready to use on screen or on paper.

Together, the six conversations give your child a practical introduction to spending, saving, planning and borrowing, while giving your family a shared way to keep talking about money as the choices become bigger.